Saturday, August 7, 2010

Acte de Vente

We are approaching the end of our home purchase process and fortunately (or possibly, unfortunately in our case) none of our suspensive clauses (or legal outs) have been met. We obtained the bank loan. In fact, our paperwork from BNP Parribas arrived the week before last and we waited the requisite 11-day period for review before signed and mailing back. July 28th came and went without a local farmer in the area taking our house and land so we are all set there. Then, the approval to convert our agricultural outbuildings into habitable space came as well. We would be ecstatic under other circumstances, but our house still has not sold and after I recalculated the amount that we will owe on the signing date - this time correctly into euros - and I just about died but did NOT go to heaven.
All I can say is, this is going to be tough. Even borrowing every last cent from the remaining home equity, we will be short and I had to hit up my dad to float us the remainder. So, what does one do when faced with losing everything they have resembling a nest egg? Well, purchase two tickets to Bordeaux in September of course so we can sign our Acte de Vente (final deed) and pick up our keys. We were going to book it for all three of us, but school starts here on that date and we have decided to let Caleigh attempt to have a normal life for the time being. This could all change should our house sell this month, but for right now, at this date and time, we can only plan for what is known. And right now what we know is that we are going to be french home and land owners with or without the sale of our house in Topanga.
In an odd way, this realization and subsequent "certainty" must of been kind of relief to my system because my perpetual nervous stomach and head ache have mysteriously disappeared.

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